Whether you're a startup or an established small business, CHOYS offers group insurance that’s designed with your needs in mind. Don’t wait until it’s too late to provide health benefits to your employees—our SME insurance options allow you to start with as few as two people.
At CHOYS, we believe in making insurance simple and affordable for even the smallest teams. Here's how we keep your business covered without the headaches:
Accessible Coverage: Start with just two employees and grow from there—scaling is easier than your favourite startup jargon.
Affordable Premiums: Robust coverage that won’t empty your wallet—save that for your office snacks.
Immediate Protection: No medical exams, no waiting—your team’s covered faster.
Comprehensive Benefits: Gamified wellbeing app with access to gift cards, virtual GP access, mental health coaching and team challenges.
Buy-Now-Pay-Later: Pay over 3 or 6 months with no extra costs.
Introducing Singapore’s first Buy-Now-Pay-Later (BNPL) employee benefits plan, developed by CHOYS in partnership with Singlife and Fluid. This innovative solution allows SMEs to invest in their employees’ health and wellbeing without the immediate financial burden.
You can start with as few as two employees.
BNPL allows you to spread out your insurance payments over time, with options like Net 30 or a 3-month installment plan, both of which are free of charge.
Yes, you’ll receive full coverage and benefits from day one, regardless of your payment plan or method.
You can pay via credit card or auto-debit from your bank account. After receiving the quoted price via email, register with Fluid and choose your preferred payment terms and method.